Credora builds credit scores from real financial behavior — not just bank history — so more Africans can access fair loans.
Credit scores built from real financial behavior
Get a decision in minutes, not weeks
Transparent rates, no hidden fees
Scoring that looks beyond your bank statement
Credora looks at mobile money, airtime, and transaction data to build a credit score that reflects who you really are.
Millions of Africans are locked out of credit simply because they lack traditional bank history.
Credora scores real financial behavior — mobile money, transactions, airtime — to unlock fair lending for everyone.
Credora gives lenders better data and borrowers a fairer shot.
We score using mobile money, airtime, and more.
Apply and get approved in minutes.
Clear rates and terms, always upfront.
Whether you're applying for credit or building lending products, Credora gives you the data to decide with confidence.
Check your Credora score in minutes.
+234 801 000 0003 (Sample)
hello@credora.com
8 Innovation Crescent, Yaba, Lagos, Lagos State, Nigeria
Mon – Sat, 8am – 6pm